:root {
    --bg: #f7f9fc;
    --surface: #ffffff;
    --text: #1a2332;
    --muted: #5b6b80;
    --line: #e2e8f0;
    --accent: #1d4ed8;
    --accent-dark: #163bb0;
    --accent-soft: #e8efff;
    --radius: 14px;
    --shadow: 0 10px 30px rgba(15, 35, 75, 0.08);
    --max: 1160px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
    font-family: 'Inter', system-ui, -apple-system, sans-serif;
    background: var(--bg);
    color: var(--text);
    line-height: 1.65;
    font-size: 16px;
    -webkit-font-smoothing: antialiased;
}

.container {
    width: min(100% - 40px, var(--max));
    margin-inline: auto;
}

a { color: var(--accent); text-decoration: none; }
a:hover { text-decoration: underline; }

/* Header */
.site-header {
    position: sticky;
    top: 0;
    z-index: 50;
    background: rgba(255,255,255,0.92);
    backdrop-filter: blur(14px);
    border-bottom: 1px solid var(--line);
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    min-height: 68px;
    gap: 24px;
}

.brand {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    color: var(--text);
    font-weight: 700;
    letter-spacing: -0.02em;
    text-decoration: none;
}

.brand-mark {
    display: inline-grid;
    place-items: center;
    width: 34px;
    height: 34px;
    border-radius: 9px;
    background: var(--accent);
    color: #fff;
    font-size: 13px;
    font-weight: 800;
}

.main-nav {
    display: flex;
    align-items: center;
    gap: 22px;
}

.main-nav a {
    color: var(--muted);
    font-size: 14px;
    font-weight: 500;
    text-decoration: none;
    transition: color .2s ease;
}

.main-nav a:hover { color: var(--text); }

.nav-cta {
    background: var(--accent);
    color: #fff !important;
    padding: 9px 18px;
    border-radius: 8px;
    font-weight: 600 !important;
    transition: background .2s ease !important;
}

.nav-cta:hover { background: var(--accent-dark) !important; }

.menu-toggle {
    display: none;
    background: none;
    border: 0;
    cursor: pointer;
    padding: 6px;
}

.menu-toggle span {
    display: block;
    width: 22px;
    height: 2px;
    background: var(--text);
    margin: 4px 0;
    border-radius: 2px;
    transition: transform .25s ease, opacity .25s ease;
}

/* Hero */
.hero {
    position: relative;
    overflow: hidden;
    padding: 92px 0 86px;
    background:
        radial-gradient(ellipse 70% 60% at 85% 10%, rgba(29,78,216,0.10), transparent),
        radial-gradient(ellipse 50% 50% at 10% 90%, rgba(29,78,216,0.06), transparent),
        var(--bg);
}

.hero-inner {
    display: grid;
    grid-template-columns: 1.08fr .92fr;
    gap: 56px;
    align-items: center;
}

.eyebrow {
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .12em;
    text-transform: uppercase;
    color: var(--accent);
    margin-bottom: 14px;
}

.hero h1 {
    font-size: clamp(34px, 4.5vw, 52px);
    line-height: 1.1;
    letter-spacing: -0.03em;
    margin-bottom: 20px;
}

.hero-lead {
    font-size: 17px;
    color: var(--muted);
    max-width: 560px;
    margin-bottom: 28px;
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-bottom: 20px;
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 12px 24px;
    border-radius: 9px;
    font-size: 14px;
    font-weight: 600;
    text-decoration: none;
    transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
}

.btn-primary {
    background: var(--accent);
    color: #fff;
    box-shadow: 0 8px 20px rgba(29,78,216,.22);
}

.btn-primary:hover { transform: translateY(-1px); box-shadow: 0 12px 26px rgba(29,78,216,.28); text-decoration: none; }

.btn-secondary {
    background: #fff;
    color: var(--text);
    border: 1px solid var(--line);
}

.btn-secondary:hover { border-color: #c6d2e4; text-decoration: none; }

.hero-note {
    font-size: 12px;
    color: var(--muted);
    opacity: .85;
}

/* Hero visual card */
.hero-visual { display: flex; justify-content: flex-end; }

.hero-card {
    width: 100%;
    max-width: 420px;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    overflow: hidden;
    transform: rotate(-1.5deg);
    transition: transform .4s ease;
}

.hero-card:hover { transform: rotate(0deg) translateY(-3px); }

.hero-card-bar {
    display: flex;
    gap: 6px;
    padding: 14px 16px;
    border-bottom: 1px solid var(--line);
    background: #fbfcfe;
}

.hero-card-bar span {
    width: 9px; height: 9px; border-radius: 50%;
    background: #d5deea;
}

.hero-card-body { padding: 20px; }

.hero-line {
    height: 9px;
    border-radius: 5px;
    background: #e8eef7;
    margin-bottom: 12px;
}

.w-50 { width: 50%; } .w-60 { width: 60%; } .w-70 { width: 70%; } .w-80 { width: 80%; } .w-90 { width: 90%; }

.hero-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    margin: 18px 0;
}

.hero-tile {
    height: 54px;
    border-radius: 8px;
    background: linear-gradient(135deg, #edf2fb, #e3ebf9);
    border: 1px solid #e1e9f4;
}

/* Sections */
.section { padding: 82px 0; }
.section-heading { max-width: 680px; margin-bottom: 42px; }

.section h2 {
    font-size: clamp(26px, 3vw, 36px);
    letter-spacing: -0.02em;
    line-height: 1.2;
    margin-bottom: 14px;
}

.section-lead { color: var(--muted); font-size: 16px; }

/* Features */
.features-section { background: #fff; border-block: 1px solid var(--line); }

.features-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
}

.feature-card {
    background: var(--bg);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 26px 22px;
    transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}

.feature-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow);
    border-color: #d3dff0;
}

.feature-icon {
    width: 42px;
    height: 42px;
    display: grid;
    place-items: center;
    border-radius: 10px;
    background: var(--accent-soft);
    color: var(--accent);
    margin-bottom: 18px;
}

.feature-icon svg { width: 21px; height: 21px; }

.feature-card h3 { font-size: 16px; margin-bottom: 8px; letter-spacing: -0.01em; }
.feature-card p { font-size: 14px; color: var(--muted); }

/* Steps */
.steps-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 18px;
}

.step-card {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 26px 22px;
    position: relative;
}

.step-number {
    display: inline-block;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: .08em;
    color: var(--accent);
    background: var(--accent-soft);
    padding: 4px 9px;
    border-radius: 6px;
    margin-bottom: 16px;
}

.step-card h3 { font-size: 15px; margin-bottom: 8px; }
.step-card p { font-size: 14px; color: var(--muted); }

/* Benefits split */
.benefits-section { background: #fff; border-block: 1px solid var(--line); }

.split-layout {
    display: grid;
    grid-template-columns: 1.1fr .9fr;
    gap: 56px;
    align-items: center;
}

.benefit-list { list-style: none; margin-top: 22px; display: grid; gap: 12px; }

.benefit-list li {
    position: relative;
    padding-left: 26px;
    font-size: 15px;
    color: var(--muted);
}

.benefit-list li::before {
    content: "";
    position: absolute;
    left: 0;
    top: 9px;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--accent);
}

.visual-panel {
    background: var(--bg);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 28px;
    display: grid;
    gap: 16px;
}

.visual-row { display: flex; align-items: center; gap: 12px; }

.dot {
    width: 8px; height: 8px; border-radius: 50%;
    background: var(--accent);
    flex: 0 0 auto;
}

.visual-line {
    height: 9px;
    border-radius: 5px;
    background: #e4ebf5;
}

.visual-badge {
    margin-top: 6px;
    display: inline-block;
    align-self: start;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .06em;
    text-transform: uppercase;
    color: var(--accent);
    background: #fff;
    border: 1px solid #d7e3fb;
    padding: 6px 10px;
    border-radius: 6px;
}

/* FAQ */
.faq-list { display: grid; gap: 12px; max-width: 820px; }

.faq-item {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: 10px;
    padding: 0;
    overflow: hidden;
}

.faq-item summary {
    cursor: pointer;
    list-style: none;
    padding: 18px 22px;
    font-weight: 600;
    font-size: 15px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
}

.faq-item summary::-webkit-details-marker { display: none; }

.faq-item summary::after {
    content: "+";
    font-size: 20px;
    font-weight: 400;
    color: var(--accent);
    transition: transform .2s ease;
}

.faq-item[open] summary::after { transform: rotate(45deg); }

.faq-item p {
    padding: 0 22px 20px;
    font-size: 14px;
    color: var(--muted);
    max-width: 92%;
}

/* Contact */
.contact-section { padding-top: 20px; }

.contact-card {
    background: linear-gradient(135deg, #12244a, #1d3a72);
    color: #fff;
    border-radius: 18px;
    padding: 48px;
    display: grid;
    grid-template-columns: 1.2fr .8fr;
    gap: 40px;
    align-items: center;
}

.contact-card .eyebrow { color: #9db8ff; }
.contact-card h2 { color: #fff; margin-bottom: 10px; }
.contact-card p { color: #c9d6f2; font-size: 15px; max-width: 480px; }

.contact-email {
    display: inline-block;
    margin-top: 20px;
    color: #fff;
    font-weight: 700;
    font-size: 18px;
    border-bottom: 1px solid rgba(255,255,255,.35);
    padding-bottom: 3px;
}

.contact-email:hover { text-decoration: none; border-bottom-color: #fff; }

.contact-note {
    background: rgba(255,255,255,.08);
    border: 1px solid rgba(255,255,255,.16);
    border-radius: 12px;
    padding: 22px;
    font-size: 13px;
    color: #d6e0f7;
}

/* Legal pages */
.legal-page { padding-top: 64px; }

.legal-content { max-width: 780px; }

.legal-content h1 { font-size: clamp(30px, 4vw, 42px); margin-bottom: 8px; letter-spacing: -0.02em; }

.legal-updated { font-size: 13px; color: var(--muted); margin-bottom: 30px; }

.legal-content h2 { font-size: 20px; margin: 30px 0 10px; }

.legal-content p, .legal-content li { font-size: 15px; color: #33415a; margin-bottom: 12px; }

.legal-content ul { padding-left: 22px; margin-bottom: 14px; }

.legal-disclaimer {
    margin-top: 36px;
    padding: 18px 20px;
    background: #f1f5fb;
    border: 1px solid var(--line);
    border-radius: 10px;
    font-size: 13px !important;
    color: var(--muted) !important;
}

/* Footer */
.site-footer {
    background: #0f1b33;
    color: #aebad0;
    padding: 56px 0 28px;
    margin-top: 20px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    gap: 40px;
    padding-bottom: 36px;
    border-bottom: 1px solid rgba(255,255,255,.1);
}

.footer-brand .brand { color: #fff; margin-bottom: 14px; }
.footer-brand p { font-size: 13px; max-width: 360px; color: #93a2bc; }

.footer-links { display: flex; flex-direction: column; gap: 8px; }

.footer-links h4 {
    color: #fff;
    font-size: 12px;
    letter-spacing: .08em;
    text-transform: uppercase;
    margin-bottom: 6px;
}

.footer-links a { color: #aebad0; font-size: 14px; }
.footer-links a:hover { color: #fff; }

.footer-bottom { padding-top: 22px; font-size: 12px; color: #7f8ea9; }

.footer-bottom p { margin-bottom: 6px; }

.disclaimer { max-width: 860px; line-height: 1.55; }

/* Reveal animation */
.reveal {
    opacity: 0;
    transform: translateY(18px);
    transition: opacity .6s ease, transform .6s ease;
}

.reveal.visible {
    opacity: 1;
    transform: translateY(0);
}

/* Responsive */
@media (max-width: 980px) {
    .hero-inner { grid-template-columns: 1fr; gap: 40px; }
    .hero-visual { justify-content: flex-start; }
    .features-grid { grid-template-columns: repeat(2, 1fr); }
    .steps-grid { grid-template-columns: repeat(2, 1fr); }
    .split-layout { grid-template-columns: 1fr; gap: 32px; }
    .contact-card { grid-template-columns: 1fr; padding: 34px; }
    .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 720px) {
    .main-nav {
        position: fixed;
        inset: 68px 0 auto 0;
        background: #fff;
        flex-direction: column;
        align-items: stretch;
        padding: 18px 20px 24px;
        gap: 6px;
        border-bottom: 1px solid var(--line);
        transform: translateY(-12px);
        opacity: 0;
        pointer-events: none;
        transition: opacity .2s ease, transform .2s ease;
    }
    .main-nav.is-open { opacity: 1; transform: translateY(0); pointer-events: auto; }
    .main-nav a { padding: 10px 4px; }
    .menu-toggle { display: block; }
    .hero { padding: 64px 0 60px; }
    .features-grid, .steps-grid { grid-template-columns: 1fr; }
    .section { padding: 60px 0; }
    .contact-email { font-size: 16px; word-break: break-all; }
    .footer-grid { grid-template-columns: 1fr; gap: 26px; }
    .legal-page { padding-top: 44px; }
}